国内政策【切换】 国际政策

ENFORCEMENT DECREE OF THE ACT ON THE COLLECTION OF INSURANCE PREMIUMS, ETC. FOR EMPLOYMENT INSURANCE AND INDUSTRIAL ACCIDENT COMPENSATION INSURANCE Enforcement Date 01. Oct, 2019Article 19-7~Article 25

Article 19-7 (Payment of Insurance Premiums, etc. by Credit Card, etc.) (1) Deleted.  <by Presidential Decree No. 28161, Jun. 27, 2017>

(2) "Insurance premium payment service provider prescribed by Presidential Decree" in Article 16-12 (1) of the Act means any of the following institutions that provide payment services by credit card, debit card, etc. (hereinafter referred to as "credit card, etc.") through information and communications networks:

1. Korea Financial Telecommunications and Clearings Institute established with permission from the Financial Services Commission pursuant to Article 32 of the Civil Act;

2. An institution designated by either COMWEL or the National Health Insurance Service established under Article 13 of the National Health Insurance Act (hereinafter referred to as the "Health Insurance Service") for each type of collection business entrusted thereto pursuant to Article 4 of the Act, taking into account facilities, capabilities to perform business, the amount of capital, etc.

(3) Payment service fees referred to in Article 16-2 (3) of the Act shall be approved by COMWEL or the Health Insurance Service, comprehensively considering operating expenses, etc. of insurance premium payment service providers. In such cases, the payment service fees shall not exceed 10/1,000 of the amount paid.

(4) COMWEL or the Health Insurance Service may determine matters necessary for paying insurance premiums, etc. by credit card, etc.

[This Article Newly Inserted by Presidential Decree No. 25629, Sep. 24, 2014]

Article 20 (Reporting and Payment of Estimated Insurance Premiums) Where a business owner intends to pay an estimated insurance premium, he/she shall submit a report on the estimated insurance premium to COMWEL and pay it based on a statement of payment.

[This Article Wholly Amended by Presidential Decree No. 22408, Sep. 29, 2010]

Article 21 (Application of Total Remuneration of Preceding Year) "Cases prescribed by Presidential Decree" in the main sentence of Article 17 (1) of the Act means where the estimated total remuneration for the relevant insurance year is at least 70/100 but less than 130/100 of the total remuneration for the preceding year.

[This Article Wholly Amended by Presidential Decree No. 22408, Sep. 29, 2010]

Article 22 (Installment Payments of Estimated Insurance Premiums) (1) Installment payments of the estimated insurance premium referred to in Article 17 (3) of the Act shall be made quarterly, and the period for each quarter shall be classified as follows:

1. First quarter: From January 1 to March 31;

2. Second quarter: From April 1 to June 30;

3. Third quarter: From July 1 to September 30;

4. Fourth quarter: From October 1 to December 31.

(2) Notwithstanding paragraph (1), no estimated insurance premium shall be paid in installments, in cases of the following businesses:

1. A business for which an insurance relationship is formed after July 1 of the relevant insurance year;

2.A business with a fixed period, such as a construction project, which is less than six months.

(3) Where an insurance relationship is formed during the insurance year, the first quarter for installment payments of the relevant estimated insurance premium shall be classified as follows:

1. Where the insurance relationship is formed between January 2 and March 31: From the date the insurance relationship is formed to June 30;

2. Where the insurance relationship is formed between April 1 and June 30: From the date the insurance relationship is formed to September 30.

(4) The estimated insurance premium for each quarter shall be as follows:

1.The estimated insurance premium for each quarter specified in paragraph (1): A quarter of the estimated insurance premium for the relevant year;

2.The estimated insurance premium for each quarter specified in paragraph (3): The amount calculated by multiplying the estimated insurance premium for the relevant year, by the ratio of the number of days for the relevant quarter to the total number of days for the period from the date the insurance relationship is formed to the end of the year.

(5) A business owner who pays an estimated insurance premium in installments shall pay the estimated insurance premium for the first quarter by the payment deadline referred to in Article 17 (1) of the Act, and the estimated insurance premium for each quarter thereafter by the 15th day of the middle month of each quarter.

(6) A business owner who intends to pay an estimated insurance premium in installments pursuant to paragraphs (1) through (5), shall file an application therefor with COMWEL.

[This Article Wholly Amended by Presidential Decree No. 22408, Sep. 29, 2010]

Article 23 (Request for Correction of Estimated Insurance Premiums) (1) A business owner who intends to file an application to correct an estimated insurance premium pursuant to Article 17 (5) of the Act, shall submit a request for correction stating the following matters :

1. Name and address/residence of the applicant;

2. Amount of the estimated insurance premium before correction;

3. Amount of the estimated insurance premium after correction;

4. Reason for requesting the correction;

5.Any other matters necessary for explaining the reason for requesting the correction and grounds for calculation.

(2) COMWEL shall notify the applicant of the results of the request for correction of the estimated insurance premium, within two months after receipt of the request for correction referred to in paragraph (1).

[This Article Wholly Amended by Presidential Decree No. 22408, Sep. 29, 2010]

Article 24 (Adjustment of Insurance Premiums following Changes in Insurance Premium Rates) (1) Where COMWEL has reduced an insurance premium pursuant to Article 18 (1) of the Act, it shall notify the relevant business owner of the reduction, within 20 days from the date it has decided to lower the insurance premium rate.

(2) Where the amount already paid by a business owner exceeds the amount to be paid by the business owner as a result of the reduction of the insurance premium under paragraph (1), COMWEL shall decide to allocate or return the erroneously paid amount pursuant to Article 23 of the Act, and shall notify the business owner of its decision pursuant to Article 31 (3).

(3) Where COMWEL or the Health Insurance Service has increased an insurance premium pursuant to Article 18 (1) of the Act, it shall notify the relevant business owner of the payment of an additional insurance premium, specifying the payment deadline therefor.  <Amended by Presidential Decree No. 24077, Aug. 31, 2012; Presidential Decree No. 25629, Sep. 24, 2014>

(4) Upon receipt of notice of the additional payment of an insurance premium under paragraph (3), the relevant business owner shall pay the increased insurance premium by the payment deadline therefor: Provided, That where any justifiable grounds are deemed to exist, COMWEL or the Health Insurance Service may extend the payment deadline by up to 30 days only once.

[This Article Wholly Amended by Presidential Decree No. 22408, Sep. 29, 2010]

Article 25 (Standard for Reducing Estimated Insurance Premiums) "Standard prescribed by Presidential Decree" in Article 18 (2) of the Act means 30/100.

[This Article Wholly Amended by Presidential Decree No. 22408, Sep. 29, 2010]